Showing posts with label st. albert. Show all posts
Showing posts with label st. albert. Show all posts
Friday, July 16, 2010
Upcoming events - seminars around Alberta
Summer is always slower for me in terms of seminars because so many people take their vacations during the summertime. However, September's calendar is already starting to fill. I've just booked September 14 in St. Albert and September 23 in Rocky Mountain House. It's going to be another great fall season and I look forward to meeting many of you readers in person.
Monday, April 5, 2010
Upcoming event - St. Albert Seniors' Centre
On April 22, I'll be presenting a seminar at the St. Albert Seniors' Centre at 7 Tache Road, St. Albert (across from the Legion). It goes from 6:30 to 8:00.
The session will be packed with information and practical ideas. Those of you who read my blog know that I'm not big on theory but like to find solutions and plans for my clients that are practical, workable, tax-planned and cost-effective. We'll cover planning for incapacity (Enduring Power of Attorney, Personal Directives), estate planning and charitable giving. My seminars always become interactive, as I welcome questions from the audience.
There will be other guests as well, including Bob Kelly, a Financial Consultant from Scotiabank. It should be a really informative, interesting evening. Bob and I will both be bringing written material for attendees to take home. You will also be able to take a look at my book "Protect Your Elderly Parents" and even buy a copy if you want to.
The seminar open to anyone who wants to attend, particularly seniors and people whose parents are seniors. It's a great way to talk to experts one-on-one.
There will be light refreshments. There is no charge to attend, but to ensure that we have enough hand-out material and refreshments on hand, please RSVP to Bob Kelly at 780-907-9543 no later than April 19, 2010.
See you there!
The session will be packed with information and practical ideas. Those of you who read my blog know that I'm not big on theory but like to find solutions and plans for my clients that are practical, workable, tax-planned and cost-effective. We'll cover planning for incapacity (Enduring Power of Attorney, Personal Directives), estate planning and charitable giving. My seminars always become interactive, as I welcome questions from the audience.
There will be other guests as well, including Bob Kelly, a Financial Consultant from Scotiabank. It should be a really informative, interesting evening. Bob and I will both be bringing written material for attendees to take home. You will also be able to take a look at my book "Protect Your Elderly Parents" and even buy a copy if you want to.
The seminar open to anyone who wants to attend, particularly seniors and people whose parents are seniors. It's a great way to talk to experts one-on-one.
There will be light refreshments. There is no charge to attend, but to ensure that we have enough hand-out material and refreshments on hand, please RSVP to Bob Kelly at 780-907-9543 no later than April 19, 2010.
See you there!
Tuesday, January 19, 2010
My afternoon in St. Albert - avoiding estate problems
Yesterday I spent the afternoon delivering a seminar to a large group of Scotiabank customers at one of our St. Albert branches. It was a really great group who had tons of questions and stories of their own to share. One thing I noticed is that almost everyone in the group indicated that they had been involved at one time in an "ugly" estate, or knew someone who had been. This is something I've heard many, many times. These days estate disputes and problems are so common that people almost expect it as the normal way.
Disputes, problems and delays don't have to be the normal way; they can largely be avoided.
The first line of defence against your estate landing in a big mess after your death is to get a proper Will done. Have it prepared by an experienced estate planning lawyer. It will cost a few dollars, but not nearly as much as it would cost to have the mistakes fixed after your death. And more importantly, it will prevent your family from being in that situation in the first place.
Secondly, get a proper Enduring Power of Attorney done. The person you appoint will have full control over your almost every aspect of your finances if you lose your mental capacity. If that person is poorly chosen or does not have clear direction on what he or she is doing, that often leads to a financial problem that does not come to light until you have passed away and your finances are taken over by your executor.
Thirdly, if you haven't had your Will updated in several years, take it out and have a look at it. Does it still say what you need it to say? Think of what has changed in your life since you last made your Will (grandchildren have been born, you've retired, you've remarried, etc).
Fourthly, talk to your family members if you're not sure who wants to be involved in your business or your farm. Find out what they are interested in.
Fifth, talk to the person or people you've named as executor and as guardian of minor children to make sure they are willing and able to take on the task you're giving them. If they are going to refuse to do it, it's better that you know now and can replace them.
Sixth, tell your executor where the original Will is kept. Most people keep their original Wills at their lawyer's office, the trust company's vault or in the bank safe deposit box. If the Will isn't in one of those places, there may be delays while your executor searches for it. Hiding your Will in a clever place where nobody can find it only works while you're alive; once you've passed away and the Will needs to be found, it's a problem.
Disputes, problems and delays don't have to be the normal way; they can largely be avoided.
The first line of defence against your estate landing in a big mess after your death is to get a proper Will done. Have it prepared by an experienced estate planning lawyer. It will cost a few dollars, but not nearly as much as it would cost to have the mistakes fixed after your death. And more importantly, it will prevent your family from being in that situation in the first place.
Secondly, get a proper Enduring Power of Attorney done. The person you appoint will have full control over your almost every aspect of your finances if you lose your mental capacity. If that person is poorly chosen or does not have clear direction on what he or she is doing, that often leads to a financial problem that does not come to light until you have passed away and your finances are taken over by your executor.
Thirdly, if you haven't had your Will updated in several years, take it out and have a look at it. Does it still say what you need it to say? Think of what has changed in your life since you last made your Will (grandchildren have been born, you've retired, you've remarried, etc).
Fourthly, talk to your family members if you're not sure who wants to be involved in your business or your farm. Find out what they are interested in.
Fifth, talk to the person or people you've named as executor and as guardian of minor children to make sure they are willing and able to take on the task you're giving them. If they are going to refuse to do it, it's better that you know now and can replace them.
Sixth, tell your executor where the original Will is kept. Most people keep their original Wills at their lawyer's office, the trust company's vault or in the bank safe deposit box. If the Will isn't in one of those places, there may be delays while your executor searches for it. Hiding your Will in a clever place where nobody can find it only works while you're alive; once you've passed away and the Will needs to be found, it's a problem.
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