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Friday, March 11, 2011

Credit card debt that outlives Mom

If you're an executor trying to handle an estate that has debts, you must read this new article from The New York Times. It talks about who is responsible for debts and what has to be paid before beneficiaries receive their inheritances. Although this article is American, the legal situation is the same here in Canada. Click here to read the article.

I'd like to draw your attention to the part of the article that talks about collection agencies trying to convince you that you're personally responsible for debts, even when you're not. I know of many cases where collection agencies have tried this. If it's happening to you, find out your legal rights and stand your ground.

2 comments:

  1. What an interesting article. Thank you for posting for all to see, and more importantly, learn from. People need to be careful not to be bullied by debt collectors, and know their rights when it comes to their money situation, whatever it may be. A great tip when dealing with overwhelming debt is to prioritize and assess where you spend. Keep a journal if you need to. But overall know that it’s not the end of the world.

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  2. Hi YourMoney,
    Thanks for your comment. Dealing with estate debts is a huge challenge for many executors, as it is for family members left behind.

    Lynne

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