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Sunday, September 20, 2009

Who is entitled to see your Will?

During your lifetime, you are entitled to show your Will to anyone you like, but you are also entitled to keep it private. You should either give the executor named in your Will a copy of the Will, or at least let him or her know where the original Will is kept. Other than your executor, there may not be anyone who needs to know in advance what is in your Will.

After you have passed away, the executor will use the original Will to apply for probate, if necessary, and if so, the original Will is filed at the court. When a person passes away, it's quite common for family members or close friends to ask whether they are named in the Will. I've often been approached by individuals who are angry or insulted that the executor won't let them see the Will to find out whether they are beneficiaries. I'm always surprised that people should be so angry that they are not allowed to see private papers, even though the executor has told them they are not beneficiaries.

Unfortunately for those who are curious, the executor is entitled, in fact is expected, to maintain the privacy of the deceased person. The Will is a private document and should not be shown to everyone who expresses an interest in its contents, regardless of whether that person wonders if he or she is a beneficiary. In Alberta, everyone who is a beneficiary of an estate will, at the time probate is applied for, receive a registered letter advising them of the gift left to them under the Will. Those who are going to inherit a share of the residue of the estate will also get a photocopy of the Will and a photocopy of everything that was filed at the court. Beneficiaries who are going to inherit a specific item or a specific sum of money will get the notice but will not get a copy of the whole Will.

Occasionally, an individual will have a reasonable expectation of being a beneficiary but has not received a notice. For example, the person might have been told by the person who is now deceased that he or she would be a beneficiary. Or, the person might have a copy of an earlier Will of the deceased, in which the person was named as a beneficiary. When I've been hired in that situation, I have written a letter on behalf of the person, asking the executor whether my client was a beneficiary and explaining that we believed there was good reason for asking. Even then, we might not be able to see the actual Will, though we will generally receive an answer because the executor doesn't want an uneccessary lawsuit.

The fact that you are related to the deceased person is not in itself a reason to allow you to see the deceased's Will.

108 comments:

  1. Hi Lynne,
    I am the executor of a late testatrix (T) in Ontario. I am trying to get to the bottom of whether I am required to produce the primary will of the T to the T's daughter, who has no interest in it and is not a beneficiary, even though the daughter IS a beneficiary of the estate generally (under the secondary will) and even though she is the daughter of the deceased.
    I would really appreciate any direction! Thanks.

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  2. Hi. I am executor of a Will in Ontario and have given copies to all beneficiaries named in it. there is a first tier of beneficiaries who have life interest in the estate. Once the last of them dies, then there is a second tier of beneficiaries. They have asked for a bookkeeping of all financials of the current estate. Are the second tier beneficiaries entitle to a copy of the financial records of the estate BEFORE the first tier are deceased? there may not be any money left for that second tier at the death of the first tier beneficiaries.

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  3. I'm not sure I find this good or not good. I live in the US but am Canadian, my father passed, his will apparently read, if his girlfriend passed, everything to be divided between his children. No names were mentioned, just children. so there is 3 of us. 2 of us have asked for a copy of the will several times, and have not received it, we have been declined. Now, if we want to see or receive a copy, we have to put forward 1500.00 to an attorney to get it. What would be the purpose of a will and a law of protection if they just simply don't follow any rules

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    Replies
    1. The fact that you can't get a copy of the will doesn't mean that the will has no purpose.

      You haven't said who the executor is, but I assume it's not his girlfriend since you're only a beneficiary if she predeceased your father (according to what you said above). However as a child of the deceased you're what we would call a "logical beneficiary", or someone who should reasonably expect to be included in his will. Therefore if you have to force the executor through the courts to release a copy of the will to you, I would expect the court to direct that executor to pay your legal costs as punishment for being so obstructive.

      Yes, you have to pay to enforce your rights in this society. That's a big drawback for plenty of people, I realize.

      Have you tried a search of the probate court? Wills become public documents once they are submitted for probate. I don't know for sure that your father's will went to probate but if he owned a home or a bit of money, it probably did.

      Lynne

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  4. Hello Lynne,

    My question is with regards to my dad's will.
    My Mother is Executor, my sister is the secondary executor. My Mother was not given my dad's will after my his passing. My Mom asked for the will, my sister gave her a copy... which was over one month after Dad's passing.
    Mom and I just found out that Mom - being executor - should have the original will and should administer the will. I took my Mom to the office of the lawyer who made the will and he left us waiting for close to an hour, while his secretary "looked for the original copy." An hour later, the lawyer came out of his office and told us "we can't find the original because it isn't here." He went on to tell us that he no longer keeps originals - since 3-4 years ago, because people were always asking for them. We have since discovered that my sister has the original copy of the will. What should be done?

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    Replies
    1. When you say that your sister is the "secondary" executor, are you saying that she is the alternate who is named to take over if the first-named executor cannot or will not do it? Or do you mean that she is a co-executor along with your mom?

      If your mom is the executor - and the only executor - the law is quite clear that she is entitled to have the original will. Your sister has no legal right to withhold it and you haven't said what her reason is for not handing it over.

      Your mother should clearly and firmly ask that the original will be given to her immediately. Your sister may not be aware that your mom must have the original, since you and your mom didn't know either. Your sister might not actually be refusing to give it to her; she might think she's keeping it safe.

      If, however, it turns out that for some reason your sister is just refusing to give the will to your mom, she might consider hiring a lawyer to make a formal demand of your sister for the will, explaining that the law requires her to relinquish it. If you don't want to use the same lawyer who drafted the will, you don't have to.

      Lynne

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  5. I a one of 7 beneficiaries to a relatives will. My aunt who has children who are also beneficiaries is the executor. We have received a partial payment of the estate and are awaiting government clearance to receive the rest. It is my understanding that I should receive a copy of the will anf have to sign some paperwork at the end however I live in a different province. How will this work?

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    Replies
    1. Living in another province will have no bearing on this.

      If you are a residuary beneficiary of the estate then yes, you should receive a copy of the will. You said that you expect to receive paperwork and a release. Again, those things are normally provided to residuary beneficiaries only so if you have been told by the executor that those things will be sent to you then I can safely assume that you are a residuary beneficiary.

      Normally a residuary beneficiary would have received a copy of the will long before now, but I suppose it's better to get one at the end of the estate than not to get one at all.

      When the executor has received the tax clearance certificate, he or she will send you an accounting that includes a statement of all transactions he or she has handled for the estate, including all bills paid, all accounts cashed in, all assets sold, all tax paid, etc. Along with that will be a release, which you will sign if you are okay with all of the work done by the executor. Once you've signed it you send it back and you get a cheque. That's the basics of "how it works".

      Lynne

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  6. My husbands mother passed away in February and he is only finding out about it now (November) due to internet seaching. His sister was POA and they haven't spoken in over 4 years. He's not sure if he is in his mothers will as the sister would make sure he wasn't notified. How can he get a copy of the will?

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    Replies
    1. Your husband could try a search at the court nearest where his mother lived. It will be the higher court, so either Supreme Court or Queen's Bench, depending on the province she lived in. In some places this search can be done online. If he lives close enough to go in person, that would work, but if not he should call and ask for the probate clerk and arrange for a search. When he searches, he should ask for "all documents" as opposed to asking for the will, so that he gets the inventory etc.

      This is the only public source of wills records. If the will has not been sent for probate then it cannot be obtained this way.

      If the search turns up no results and there are no other family members willing to share a copy, your husband will have to go through the sister (I assume she is the executor). If she won't co-operate, it may end up in a lawsuit.

      Keep in mind though, that since your husband did not contact his mother for 9 months at a time, she may well have written him out of the will. Plenty of parents write out kids who don't stay in touch.

      Lynne

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  7. Hi Lynne,

    There are 5 of us children's. My Mom has Alzheimer's and is at the end of her life. After my dad died 12 years ago, my Mom made a new will naming me and my sister as co executors of her will. My brother was living with my Mom in her house to enable her to stay at home prior to her having to go into a long term facility 3 years ago and when he left her house in a huff, he took the will and my Dad's ashes along with almost everything he could get his hands on. We asked him for the will and he refused to give it to us, so do we have any legal right to get the will from him?

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  8. If the will states that a brother and sister are to split what ever is left,, is the executives to give a copy to one of the siblings as the other is a executive? Also for a small amt of money do you need lawyer or have probate? We are talking 15000$ appropriate?
    Bikergirl25@gmail.com

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    Replies
    1. Hi Gigi,
      I am not sure I understand the first part of your question, but I think you're asking whether both the brother and the sister should have a copy of the will. Yes, both of them are entitled to have a copy if they are splitting the estate. If one sibling is the executor, he or she should give the other one a copy. There is no good reason to refuse, and he or she can be forced by the court if necessary to give a copy. I don't know why executors get so idiotic on this question. I mean, why withhold something you know damn well you are required to give and can be forced by law to give? It just makes no sense.

      As to your second question, no you are not required to use a lawyer. If you feel you can do it yourself, then you are entitled to do so. I don't know which province you're in, but I have produced do-it-yourself probate guides for Alberta and Newfoundland. You can get the Alberta one at www.self-counsel.com and the Newfoundland one at www.newfoundlandlawbooks.com. If you are in another province, check the Self-Counsel Press site, since I know they have kits for BC and Ontario, and possibly other provinces too. You can get the forms you need from the Queen's Printer in each province but they don't come with any instructions.

      Lynne

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  9. We are not have probate! Ty for your help.

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  10. Where a will distributes "shares" to various beneficiaries, a) Does each beneficiary receive a full copy of the will? and b) can the names of other beneficiaries be blacked out to preserve their privacy?
    Thanks !

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    Replies
    1. I had to think about the second part of your question a bit because nobody has ever asked me that before. The general rule is that the residuary beneficiaries - i.e. those who are given a "share" - are entitled to see the entire will and the entire accounting. So on the face of it, the answer should be that you cannot black out names. However, thinking about WHY that rule exists, it's so that the beneficiaries are able to know exactly what they are supposed to inherit and how the estate is being managed. In most case, blacking out a name wouldn't affect that ability to determine the inheritance.

      Without actually researching the law on this question, I would say that if it came right down to a court challenge on whether you could black out names, the court would likely say that you cannot black out names based on the right to know what's going on the estate. Keep in mind that sometimes the identity of the other beneficiaries could be relevant, such as if that beneficiary were a minor or a handicapped child or a spouse. If you believe that the identity of any given beneficiary in no way affects the rights of the others, you could try blacking the names out. But I'd be cautious about that since if things fall apart later because someone wasn't aware of possible challenges or other issues, you could be at fault for concealing information.

      Lynne

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  11. My father-in-law passed away in 2017 and is survived by his wife and two sons(one son is my husband). My husband doesn't know for sure who are the executors of his late father's Will and hasn't seen the will. My husband's brother seems to be taking charge of his late father's affairs but is not sharing any information with my husband except for saying that the Will will not be probated. How can my husband get a copy of the Will if it is not probated and if there is no Will on deposit at the local Ontario Court Register? Please advise. Thank you. Vivienne

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  12. Hello , I have a strange question for you about Wills and who has a right to demand a copy. I am the executor of my late mothers estate, she passed early in 2017 and her husband passed in 2009. When I went to her insurance broker to cancel her automotive insurance policy and presented the broker with an original death certificate from the funeral home ( on this document I was listed as 'son/executor', I was asked for a copy of the will before they would cancel the automotive policy, in fact they refused to cancel the policy without a copy of the will. Is this legal in Ontario? I did allow a copy of the front page of the will one month later as the estate could not keep paying for a policy but I needed to keep the home insurance policy which was combined.

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  13. Hi Lynne

    My father passed away in early 2017, his best friend (executor) approached me after the funeral and said I am named many times in the will. He later said now this is confusing, my step mom has life assurance on the estate but everything is named to me and can't be touched, only the interest on investments and whatnot... the estate is very large with land holdings, investments, and property holdings. The will which I have not seen as he says I'm not allowed until probate is done he says states she holds everything until her passing then it is transferred. I am fine with that. My question is

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  14. He won't really give me any information and kinda dodges any questions I have, he is a nice guy and we're amicable but it's been over 6 months and I kinda just want to have this wrapped up for my own peace of mind. Should I seek legal assistance?

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  15. Hi, how can I find if I was named in a will of my late friend who lived in BC? I know that the house is being sold under probate. I have no idea who the executor is and live abroad. Many thanks!

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    1. The easiest way is to contact the probate court nearest where your friend lived and do a search under his/her name. If the will has been sent to probate, it is now a public record and you can request a copy.

      Lynne

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  16. Hi Lynne,
    My sister in law has not children,and has not included all nephews and nieces and living brothers in the will. Do the not included need to recieve a copy of the will?

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  17. I live in NB. I was informed I was a beneficiary on the will. My Aunt died the end of 2016. I was contacted Feb 2017. I have since had 2 calls stating that the taxes have been paid and they just had to sign off(that was 2 months ago.Still nothing. Also the first time I was contacted, they told me I was the only one listed on the will that didn't have a copy of the will and they were going to mail that out to me. I still have not received anything and the legal firm isn't returning my calls. Am I wrong to think this seems weird?

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  18. Hello Lynne,

    I came to know about you through this website and decided to seek your advice on some very important points. But before that I am explaining my actual situation and giving you all the info you may need to suggest me properly.

    I live in GTA, Ontario. My husband is 70 yrs old and I am 47 yrs. I am his second wife. My husband’s first wife passed away some years back due to cancer. He has two adult daughters who are well established in life with their professions. Both my husband and his daughters are Canadian citizen BUT I AM STILL NOT. I AM ON PERMANENT RESIDENT STATUS.

    My husband is not a wealthy man and he does not have vast property or assets at all. He has a survival job with minimum salary and has a condo in both of our names which is worth approximately 350,000 CAD but that is not paid off and mortgage payment is still there every month.

    He explained to me that once he passes away condo will automatically come to me as I am his legally married spouse and present condo is in joint name. So I will have the right to decide anything about the condo after he passes away. Even though when I was not convinced and felt insecure my husband made a WILL in 2016 giving me the right of being sole executor to decide about his property and assets. His daughters are left out from the will. Reason he said to me that he does not have enough property to give his daughters and he spent almost all of his early age vast income and savings to educate them and make them established in their lives. He has to keep something for his own survival and as I will be looking after him at his old age till his death I should get whatever he has now after he passes away on humanitarian ground as a survivor spouse of the deceased. BUT NOTHING IS MENTIONED IN THE WILL WHY HIS DAUGHTERS ARE LEFT OUT. THERE IS NO BENEFICIARY NAME ALSO MENTIONED ANYWHERE IN THE WILL. As I don’t have any family or friend in Canada who will give me advice or stand for my help if anything happens to my husband suddenly I still feel insecure. When I went through the estate law in this website and read about several cases it made me feel more insecure. I found somewhere that adult children can always contest a will if they want. I am fearing because of the relationship between father and daughters they will obviously contest the will as they never accepted their father’s second marriage.
    Now my questions are:
    1) According to Ontario Family Law/ Estate Law can my husband’s daughters contest the will after he passes away????
    2) If they can contest is there any possibility of winning the case????
    3) If they win the case how much can they claim????
    4) If my husband makes the condo document fully in my name not in joint name can there be still a claim from his daughters side????

    One vital information about the will is it was done by professional lawyer and lawyer and his assistant signed as witnesses.

    I didn’t have any wish to come between my husband and his daughters but unfortunately I am already in. I never liked in my life to be in family feud/dispute regarding money and property. But now for my own survival ground I have to think how I can avoid any family dispute with my husband’s daughters regarding little property my husband will be leaving at his death. If you can please point out anything important ( adding any clause in the will or mentioning clearly something) which can save me fighting against my husband’s daughters and resist the will from going to court to be contested. I really don’t know anything about Canadian Family Law. So please help me. If you give me your email then I can further discuss some more points which I don’t want to discuss in public forum like this as it is too personal.
    With best wishes








    With best wishes


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  19. Hi, thank you for your time! My mother died in June 2017. I am the only living next of kin. I received a copy of her Will signed in 1985 via e-mail from a lawyer who saw the Obituary. Then a woman from TD Wealth Management emailed to say that they have an original copy of a Will dated 1990. They will only tell me that I am a legacy beneficiary, nothing else and refuse to give me a copy of the Will. My mother was not of sound mind in 1990. She was living in a women's shelter as she believed that my father was trying to kill her -yes very long sad story. TD Wealth Management refuse to give me a copy of the Will in order for me to challenge it. If you could advise me I would appreciate it -thanks so much!

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  20. What if executors forget to follow up with rev cans for clearance certificate then the estate account goes dormant..7 yrs later we beneficiaries find out as 1 was minor so it was to be hekd5in trust. Now bank account went into dormancy and apparently they over paid the beneficiaries $1300 each as they made a mistake and now want it back. An abundance of errors ..very upset daughter's.. ..

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    1. I sure don't blame you for being upset. Plenty of executors make mistakes from time to time, as they are as human as the rest of us, but rarely does anyone make that many mistakes on one estate. What a mess.

      The executors are executors for life, so it's up to them to clean this up. It sounds as though they are in the middle of doing that. They may well be able to recover the dormant bank account, and they can also request the tax clearance certificate if they want to. Getting that certificate is not legally mandatory.

      As for them overpaying $1300, I assume they want it back because they want to cover the cost of finishing the estate. You can return it to them if you feel that is fair but they cannot force you to give it back.They're upset because if you don't give it back, they have to come up with the money out of their own pockets. That's the risk they take as executors.

      I don't know how much sympathy I really feel for them, to be honest. To forget for 7 full years that they are in the middle of an estate? That's a bit much.

      Lynne

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  21. Does a lawyer have the right to withhold the original will from the executor of an estate? I live in New Brunswick and they only want to give me a copy. Do I have the right to demand the original?

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    1. Hi Sam,
      Has the owner of the will passed away? Are you the only named executor? If so, and if you have a death certificate to prove his death, then the firm should release the original will to you.

      Lynne

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  22. Greetings Lynne

    My father passed away several years ago and prior to his death he became very sick. Prior to his illness he had a Will. My sister and I are estranged. When my father became very sick my sister had a capacity assessment performed on my father which resulted in a finding of him being unable to manage his financial affairs. During this time my sister persuaded my father to revise his Will and exclude me. She became the executrix of the revised Will and I received no proceeds from my father's estate. To date I have never seen the the first or second Will. Shortly after my father's death I received an offer letter from my sister's lawyer for a trivial amount of money from one of my father's smaller life insurance policies provided I agreed to sign a contract to release and forever discharge her from all matters of action, suits or claims either by me or my successors. I refused to sign and never heard from her or her lawyer again. I believe my father's original Will would invalidate a second Will if the second Will was created during a period when my father was incapable of managing his finances. Based on your experience what would you recommend I do to determine if my sister committed fraud? How can I find the first copy of my father's Will if a second one replaced it?

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    1. Once the second will was made, chances are good that the previous one was destroyed. Since new ones revoke old ones, they are usually not kept.

      Your sisters actions do not fall within the area of fraud, which is a criminal code violation. The proper step to take when someone influences a vulnerable person to make a will is to attack the will and ask the court to declare that it is invalid. It's probably too late for you to do that since you said that "several years" have passed.

      Lynne

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  23. Hello Lynne:

    To begin, I must say I really enjoy reading your blog when time permits--keep up the excellent work!

    My question is in regard to the statutory authority defining an executor's rights. Specifically, where is it stated that an executor is not obligated to show non-beneficiaries the will of a deceased?

    Thanks in advance.

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    1. There is no statute that says that. You will have to look at the case law that develops and interprets the rights of residuary beneficiaries.

      Lynne

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  24. This comment has been removed by the author.

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  25. My grampa passed away suddenly.He wasn't my biological grampa but he's the only one I've ever known.My grandma passed away 8 years ago and since then my grandma's daughter's( my 2 aunts) have looked after his affairs and the one takes advantage of him.This particular aunt despises me because she has always been jealous of how much my Grampa doted on my children and I.My mother and I don't speak .in fact I speak to none of them.Theyve excluded my children and I from everything after my grandma passed.This upset my Grampa .He doesn't understand their ways.Familt is everything and my children are all that's left of my gramas bloodline.Kids are very important to him.He never had any and I was the closest thing to it along with my kids.We were very close and he adored my children.They are grown up and he has been there for Every event in their lives.We often had breakfast and talked about how they treat me and ignore my kids.It bothered him a lot.He died suddenly and if he only knew that they have yet to tell me that he died.Its been 2 weeks.I learned from my grampas best friend that my 2 aunt's are executors.They were executors of my gramas will and I later learned from my mother that they Did not handle things the way they should have.Ive never seen a copy of her will but i was told my name was in it.ive let that go.This can't happen again.I know my Grampa loved me and my kids to pieces.So much that I believe I would be in his will.I believe that my aunt's are going to exclude me and withhold info...how do I ensure this doesn't happen again?

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    1. Firstly, you need to know for sure whether he did actually include you or your kids in the will. Affection is one thing, but it doesn't necessarily translate into an inheritance.

      You start by asking the executors whether you are in the will. By the sound of it, they might give you a hard time. If they outright refuse to give you a copy, you can keep an eye on the probate court to see if they file your grampa's will for probate. If they do, you can get a copy from the registry because it's public once it's filed.

      If nothing is filed, you might consider hiring a lawyer to write a letter to the executors asking for a copy of the will. If you are named in the will and you have hired a lawyer, most executors won't lie outright and say you're not in the will.

      Keep in mind that if you are not named in the will, you are not entitled to see it.

      Lynne

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  26. HI there, my dad passed away and I have no copy of the will. I am the only remaining family member and I have seen the will which I'm entitled to. I'm trying to get out his investment from the bank and they want a copy of the will. His lawyer retired and the law society cannot get ahold of him ie. phone number and emails bounce back. Is there any other way I can get a copy of the will? I am in b.c.

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    1. Make sure you check your dad's safe deposit box at the bank, if he had one (check everywhere he had an account).

      Also, BC has a wills registry that you can check. Here is the link: https://www2.gov.bc.ca/gov/content/life-events/death-and-bereavement/wills-registry

      Lynne

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    2. he had no safe deposit box the wills registry only shows when the will was filed, by who and that's it.......no details on the will. I have been since told I will need to take it to court and prove there are no other beneficiaries and that all of my other family members are dead

      Delete
  27. Hello.... any advice is appreciated. My mother passed away November 2017. She left a straight forward holographic will. It has been probated. My oldest brother was estranged from my mother for 20 plus years and was not in her will. I have not seen or spoken to him in that time. A few weeks ago he made contact. (June 2018) He is insisting on haviñg a copy of the will. "As my sibling you can just email a copy." We mentioned that a will was a private document and that he was not included as a beneficiary or even mentioned. Are we obligated to provide him one? He has threatened siblings at tjis point and we are concerned about safety and mental health.

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    1. Since the will has been probated, he can get a copy directly from the court. There's no need for him to go around threatening people.

      Lynne

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  28. Lynne, I am apparently a beneficiary in my best friend's will (he passed last November). His widow says she will NOT be giving me the item that he left for me (a valuable vintage automobile project) as he left her with many bills to pay. I have received nothing from the court, in fact, I have no idea what firm handled his will, who the executor is, nothing. I am concerned that she will sell the car before I can do anything about it (she already has it listed for sale). I'm not sure how to proceed.
    Thanks.

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    1. It is the law that all debts must be paid before any beneficiaries get anything from the estate. If she needs the item that was left to you to pay the bills, then that's unfortunate but it's legal.

      Do not expect to receive anything from the court as it is not their job to send any kind of notification to anyone in an estate. That is the job of the executor.

      I assume that the widow is the executor if she is the one saying she needs the money to pay the bills. However, it is definitely worth confirming that's the case. If she has not been clear about her role, I suggest that you contact the probate court near where your friend lived and ask for a search of your friend's name. If anything has been filed, you will be able to get copies of the documents and find out quite a bit of information.

      Lynne

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  29. Hi Lynne, my brother was the benefciary of my dad's life insurance policy in the province of Quebec but was also in bankruptcy so I told him that if my dad passed away before his discharge all the money from the policy would be distributed amongst his creditors and he would NOT be allowed to keep it. Is this not correct? Also, if a person in bankruptcy receives extra money from any source other than employment, are they not obligated to surrender it to the trustee? If they don't do that what can legally happen to them if it is discovered after the discharge that this did occur? Merci.

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    1. Yes, you are essentially correct. The money would have to be paid to the bankruptcy trustee and if the debts are more than the insurance then your brother won't see any of it.

      If he fails to hand over the funds then he is committing an offence under section 198 of the Bankruptcy and Insolvency Act. The maximum penalties are fines up to $10,000 and jail up to 3 years.

      Lynne

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  30. Hi Lynne,

    Can you still inherit if your stepfather dies first but he names 3 of his sons only and your mother inherits and then she dies last? Lets say if the will has 3 sons names but not mine? it does not say exclude this person...basically if my mother dies and my name is not on the will Can I fight? as I feel also my mother maynot include me because i am female and the culture we are from girls/women do not inherit! Do I have a right to go up against my brother for 1/4 equally? i am in ontario

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    Replies
    1. I don't think I'm understanding your question. You said "your stepfather dies first but he names 3 of his sons only and your mother inherits..." How does she inherit if he only names other people?

      Getting past that issue, if your stepfather dies and your mother inherits his estate, she can name whoever she wants.

      It's a bit of a time-waster for me to guess what you mean, so perhaps you could clarify this before I go on with a long answer?

      Lynne

      Delete
  31. My father has a will, but my mom does not. He is not well right now and if he were to pass away my mom receives everything, which is fine. If she passes away and then he does too, then his will says that it is to be divided evenly between his 3 daughters. If my mom has inherited everything and then passe with no will- that means that all the inheritance goes to the govt. Is there a way to make my mom make a will?

    ReplyDelete
    Replies
    1. Why are you under the impression that your mother's estate would go to the government? Not if you live in Canada.

      If your dad dies and leaves everything to your mom and then your mom dies, her estate is divided according to the intestacy laws of your province. That does not include the government.

      How do you make her make her will? Let her know that you would prefer not to have to fight with your siblings and waste your mom's hard-earned money on legal fees.

      Lynne

      Delete
  32. We are in a confusing and scary spot. My father in law passed about 8yrs ago. He and his wife always assured my husband (their son...we will call him J) that he will get everything for him and his kids. And that is how his mom did her will after the fathers death. It has not changed this whole time. J and mom have always been crazy close. But after dad died mom started to distance saying visits need to be shorter because they tire her out (she has medical issues). J and family live over an hour away. So we respected. Then she started to say we cannot visit when the handyman is there (call him HM). We didn't think much of it becuse it was probably stressful with too many people. Then she wanted fewer visits because visits made her "sick for days". So we called more instead. Then this past year she unplugs her phone. Has refferred to us as "you people".
    Background on HM (and yes we are stupid for not seeing this pattern sooner)... He started as a volunteer with a community service. Then he told her he can't be a volunteer that he needs a paying job. So she paid him once he quit to stay on. She was happy and it seemed fine. Then a few years later she said he told her he doesnt make enough so will have to move away....she gave a raise and he stayed. Then she said to us once "he thinks he is getting this house just because he did the work but he already got his pay". That was in 2017. Then this summer she thought she had a heart attack so paid HM and his wife to take her to lawyer to change will that he gets everything. Literally. And tells J he doesn't have to come for funeral. Clearly alarming so we called various services to make sure she is ok and we went to find out what is up. On advice from public guardian trustee J spoke to her regarding will and how he feels confused and hurt. She said "HM only gets 4hrs of work now" yet "HM isnt available much to get my groceries (she pays 60 dollars for him to do that errand alone). Then she said HM is going to sell his house and move his family in with her because she is dying and "he is here". She paid him to take her to lawyer to change will and he went in with his wife to the appt with her. Red flags everywhere.
    After the talk she agreed she made a mistake and wanted to change it back and said if HM gets mad he can quit or be fired. That very night she called us to tell us she told HM she was changing will she said he was ok with it. Then today we called to check in and make arrangements to go to lawyer and get appts for community services to come in for her and HM was sitting with her (today is a Monday and she said he was not due to come until Tuesday). She said "HM is with me and he is taking me to change the will and he is executor and I have other changes"...J expressed concerns...mom said "I already have the appt and I will take you a different day to lawyer. I am already paying HM to take me". J suggested that he also go to this appt with HM and mom said to HM "what do you think?" She says HM needs to be executor because he knows legal stuff and has "it all on his phone".

    What the heck do we do???

    The will with HM only was made 1.5 months ago. She presents well and does seem to understand her financial situation aside from overpaying HM and this sudden change. This is NOT like her at all.

    We can't afford a lawyer but are terrified for her safety. HM has way too much influence on her decisions and gets paid every time he goes there.

    We know that even after this change he lives in her town and he will get her to change it again to just him.

    Please help with steps to take.

    ReplyDelete
  33. Hello Lynne
    Interesting blog indeed. Very helpful. I have a simple question. My mother passed away with a will and I am named as both estate trustee and sole beneficiary, as the only child. Father passed away many years ago. Am I legally obligated as trustee to notify neices on father's side of her death if they aren't named in the will, nor do they have a reasonable expectation of an inheritance. We are in ontario btw. Thx much.

    ReplyDelete
    Replies
    1. You're not obligated to notify anyone who isn't in the will. Just one caveat on my answer, though - I'm assuming that the nieces in question are your father's nieces and not YOUR nieces (which would indicate that you had a sibling who passed away).

      Lynne

      Delete
    2. Hello Lynn

      Just a quick question
      Can I find out if I am the educator to an estate, by other that the person who owns the will

      Delete
    3. Hello,
      In your question, it sounds as if the person who owns the will (the testator) is still alive. If that is the case, then certainly there is no other way to know who he or she has appointed as executor. The lawyer who drew the will isn't going to violate client confidentiality by telling you. If you are the executor, hopefully the testator will tell you - not all do and then the estate is in a mess because nobody assumes control of it after the testator's death.

      Lynne

      Delete
  34. Thanks Lynne. Correct they are my father's neices. Happy New Year also!

    ReplyDelete
  35. My mother passed away in December 2018. My eldest sister and I are coexecutors and have accepted the duty. My other sister is the alternative executor but is not needed to administer the will. She is demanding to be given a copy of the will and to be kept appraised of the administration process. None of us are beneficiaries. All the beneficiaries have had copies of the will . Do we have a legal obligation to give her a copy of the will and do we legslly have to keep her informed.

    ReplyDelete
    Replies
    1. No, there is no legal obligation to give her a copy or keep her informed. She's probably just trying to stay in the loop in case she is called upon to step in, but that's her wish, not a legal obligation.

      Lynne

      Delete
  36. My mother just recently passed my father is still living the bank and the Canadian government have said they wanted copies of the will do I have to give them a copy

    ReplyDelete
    Replies
    1. I really don't have enough facts here. At the bank, what are you trying to do? Are you dealing with a RRIF or RRSP that names someone? Are you trying to close an account, get mortgage insurance to pay out, get information? Is your father's name on any of it, or just your mother's name? Which branch of the government are you dealing with? What are you trying to do - apply for CPP death benefit, apply for survivor benefit, get tax information? Because of privacy laws, they will not give out information about a person to any other person without authorization.

      Lynne

      Delete
  37. My mother husband recently passed away ... his son says he has a WILL and that he’s the executor. He’s demanding his fathers personal documents before providing a copy of the WILL. Does he have the right to do that? Should my mother not see the WILL first stating he’s the executor before she hands over such sensitive documents?

    ReplyDelete
    Replies
    1. I think it would be unreasonable for the son to refuse to give a copy of the will to your mother. Is he actually refusing to do so, or is it just a case of him asking before getting around to giving one?

      He's going to have to provide a copy anyway since if she is left out of the will, she automatically has a claim to a share of the estate (I'm assuming that they were legally married).

      If he is refusing to provide a copy, he is starting off on the wrong foot and making things much tougher on everyone (himself included) than they have to be. If your mother is forced to go through the court to make the son give her a copy of the will, the son will end up paying her legal costs for that.

      Aside from all that, it also seems sensible to me to ensure that a person who says he has a major legal role to play, really does have that role. In your mother's shoes, I'd ask for a copy, too.

      Lynne

      Delete
  38. Hi there in dire need of a question. My aunt passed away in 2014. My grandfather made a will in 2016 leaving his house to his son. Well my aunts daughter is trying to contest the will as she says she is intitled to half the house because her mom was his daughter. Can this happen?

    ReplyDelete
    Replies
    1. The answer to this is going to depend on the specific language in the will. My initial reaction to your question is "no" but as always, a will depends on its actual wording above all else.

      Does the will say anything at all about your aunt? At the time the will was made, your grandfather was well aware that she had passed, so the will was made with that knowledge. He had the chance to include her daughter but didn't.

      The other aspect to remember is that adult, independent children (such as your aunt, presumably) do not have the automatic right to inherit from their parents when there is a will that says otherwise. Assuming your grandfather made his will with sound mind and did so voluntarily, there is no reason for the daughter to assume she gets anything.

      I would suggest that the executor take the will to a lawyer to go over the specific wording of the will.

      Lynne

      Delete
  39. If we can only find a copy (PDF) of the will, can it still be probated? Can the witness just sign an affidavit stating that it is true?

    ReplyDelete
    Replies
    1. In reply to this question, I wrote a new blog post dated January 16, 2019.

      Lynne

      Delete
  40. Can a will be read without all siblings present if they are named in the will

    ReplyDelete
    Replies
    1. Yes, because there is no requirement to have a will read. Since it is not required, there are no rules about how it is to be done. Anyway, it would make sense to me to go ahead even if one person was missing. Otherwise you couldn't have the reading of the will if one person refused to attend.

      In my view, a reading of the will is a lot more effective if everyone is there, but it is certainly allowable to have it with someone missing.

      Lynne

      Delete
  41. Hi there, my father recently passed away. I have been estranged from my father for 20 years. A month before he passed I reconnected with my father. My sister (who I have had a close relationship with) has said she is the executor and he left nothing for me but a portion of an insurance policy. His house was in both their names as tenants in common as was another property held in trust in her name. She is refusing to show me the will and the lawyer is saying there is a conflict of interest as he represents her so he cannot show me the will. Lawyer also gave me the impression it will not go to probate. If the will states all residues go to the trustee and she is the trustee does that mean both properties and is that also reason for the will to not go to probate. Do properties left in trust and not listed on the will automatically revert to the wills residue? I am also concerned there may not be an active will but she is acting as trustee. How can I find out if my father’s lawyer will not help me as he states there is a conflict of interest. If I hire my own lawyer to find out these answers who is responsible for fees?

    ReplyDelete
    Replies
    1. Hi Patricia,
      I can't possibly answer all of those questions properly in a few lines. I suggest that you do find your own lawyer, as you suggested, since you need to have a long, detailed discussion about your situation and your rights. If you do so, you will be responsible for your own legal fee.

      The lawyer representing your sister cannot help you. He is NOT your father's lawyer, even if he was in the past. He acts for the executor of the estate.

      If you don't know anyone to speak with and you'd like to chat with me, you can do that by calling my office at 709-221-5511 and making an appointment for a phone consult. We charge $400 for an hour's discussion.

      Lynne

      Delete
    2. If I am a residual beneficiary in a Will, can I ask the deceased's lawyer (who has the original) to send me a copy, and does he have to do so?

      Delete
    3. To Anonymous (Feb 8, 2019). No, a lawyer is bound by confidentiality of his/her clients, even after the client passes away. The lawyer will release the will to the executor named in the will, and it's up to the executor to give copies to the appropriate people.

      If the named executor has passed away or won't accept the job, the lawyer will release the will to someone else only for the purpose of having the will probated.

      Lynne

      Delete
  42. Hi Lynne. Couple of questions. My mother has passed away and my Father is incompetent. My oldest brother is the executor and POA. There is four 4 siblings. My oldest brother and younger brother are making all these decisions of my parents estate. And not including my sister and I. And he has allowed my sister in law to stay at my mom's house. He has still not let us see the will. Is my sister and I entitled to see the will.

    ReplyDelete
    Replies
    1. If you are beneficiaries under the will, then yes you are entitled to see it.

      Lynne

      Delete
  43. i mother recently passed and my step father stated that he recieves everything. As her son am I allowed to see a copy of will? My son is her only grand child and I am her o ly son. I find it very suspicious that we are both exclused from the estate

    ReplyDelete
    Replies
    1. I answered this in a new blog post dated March 13, 2019.

      Lynne

      Delete
  44. Lynne,
    Of interest. The comments are always interesting.
    I have eight grandchildren I want to add to my will. How do I give them money without upsetting their parents?
    https://www.theglobeandmail.com/life/relationships/article-is-it-fair-to-leave-money-equally-in-my-will-for-my-grandchildren/#comments
    Webeye

    ReplyDelete
    Replies
    1. I actually have seen firsthand the argument among children that equal shares among grandchildren is unfair to the children. I have no patience for that. How do people manage to make absolutely everything about themselves? The money belongs to the grandparents and they can gift it as they see fit. Their children are being unreasonable and acting like entitled brats, IMO.

      Lynne

      Delete
  45. Dear Lynne
    You seem to be a great source for Will and Estate Law.
    All my family live in Ontario.
    My mother recently passed away in June of this year. She, with a Lawyer made her last will around five years ago, when my father passed away.
    I'm the eldest brother of three siblings still living.
    My older living sister was appointed Executrix of my mother's will. I was appointed as Executor if my sister predecease her or was otherwise or unable or unwilling to act or continue to act as her Executrix.
    Our youngest brother was left out of her will, for too many reasons, to mention. The reasons are not important to my question.
    My brother has secured a lawyer requesting a copy of the will.
    Is my brother entitled to see the will?

    ReplyDelete
    Replies
    1. The answer is both a yes and a no. Because your brother is not a beneficiary, he is, strictly speaking, not entitled to see the will. However, it sounds as though he is considering contesting the will. Is he aware that he was left out of the will? It might be possible to satisfy his lawyer's enquiry by confirming that your brother is not a beneficiary. If your brother is determined to start a lawsuit, this answer won't be enough. The risk you run by not allowing him to see a copy is that he might ask a court to compel your sister to give a copy of the will. In that case, the judge might also award costs against your sister, if the brother is successful.

      If your mom's will was probated, the brother can get a copy from the court.

      Lynne

      Delete
  46. My uncle passed away recently and he told me I am in his will to receive a family heirloom. Am I able to request and receive a copy of the Will from the Executor without hiring a lawyer?

    ReplyDelete
  47. @ unknown
    Perhaps there is something here of interest..
    http://estatelawcanada.blogspot.com/2009/09/who-is-entitled-to-see-your-will.html.

    Your letter is also included.
    Webeye

    ReplyDelete
  48. My dad passed jan 6 my older sister is execative she wont show us will says she doesnt have it and were all kept in dark he has money in account for all to be split but shes taking out of account we feel helpless and in dark on all this we just want to know whats going on

    ReplyDelete
  49. @ Unknown January 16, 2020 at 7:40 AM-(My dad passed jan 6 ....[..]). Jan 6, 2020? We don't have a lot to go on here. Did he pass Jan 6, 2020, 10 days ago? You don't offer much information. Perhaps your sister does not have the 'will' and is looking for it? Perhaps she is still grieving from the sudden loss of her father. Perhaps she needs a little more time to sort things out? Perhaps she is in the process of looking for a lawyer to assist her? Are you and your sibling(s) rushing her?

    Webeye

    ReplyDelete
  50. Hi. My father and his second wife made Wills about 20 years ago leaving their estates to each other. As there are children on both sides, they both stipulated that when they had both passed, each one named all the children (adults now) as beneficiaries so that all the children would inherit from their estates regardless of who passed first. My father passed first, and his wife is gravely ill in hospital. One of her children has managed to talk the bank into giving her access to her Safety Deposit Box and she has removed the Wills. She says my Stepmom wants her to be executor (rather than her brother who is currently named executor) as well as sole beneficiary. We do not have a copy of either Will, just the original Wills instruction sheet. The Wills were not filed with Vital Statistics (BC). Our Stepmom has not yet passed and her daughter is doing everything she can to ensure the Will is changed prior to her passing. Is there anything we can do to ensure our Father's and Stepmom's wishes are carried out as they had planned all along? Thank you.

    ReplyDelete
    Replies
    1. It is perfectly legal for your step-mother to change her will. She is not legally bound to follow the plans she made with your father. As harsh as it may sound, your father's wishes only go as far as him leaving his estate to his wife. After that, she can do what she wants with the assets.

      What is not legal is someone forcing her to change the will to something that your step-mother doesn't want.

      There isn't anything you can do about the will while your step-mother is alive. You can't attack the will of a person who is alive. If, however, the daughter manages to have a new will signed, you would have the right to contest it.

      In terms of prevention, you may wish to advise the daughter that a death-bed will that makes important changes in her favour will be considered suspicious and may well land the family in court for years to come.

      Lynne

      Delete
  51. Excellent response. My added thought. I would like to add that there is a reality out there - in the form of step-fathers and step-mothers that can greatly alter what testators might have wanted as to their 'wills' and their children or other. My thought is that the 'will' should be drawn up with an added 'instruction' that both husband and wife agree and sign that their 'wills' are 'mirror wills' and cannot be changed unless something has greatly changed, or something to that effect.

    Generally, both husband and wife expect that everyone will be treated equally and fairly.
    Contesting a 'will' is a serious and costly matter. The courts are clogged up enough. IMO

    *Lynne, when 'wills' are drawn up, is this issue brought to the attention of the 'testators'?

    Webeye

    ReplyDelete
    Replies
    1. The type of will that cannot be changed by either party after the death of the other is called a mutual will. It contains a contractual obligation not to change the will. If the survivor does change the will, he or she can be sued under contract law. This is clearer and simpler than estate principles such as intention and capacity.

      Mutual wills are rarely done because they severely limit what a person can do with his or her estate in the future. It may seem like a good idea not to be able to change the will, but only if the person's circumstances are the same in the future as they are now. It's somewhat naive to think that how your life, family, and finances are today is going to be the same when you pass away.

      I have only ever done mutual wills in 3 or 4 cases.

      I can't speak for other lawyers and what they may discuss with their clients. I know that I don't discuss this with every client. It depends on their situation, concerns, goals, etc.

      The courts are clogged, but having more mutual wills would not change that. The problem is not the word of the law but the fact that people have expectations whether or not they understand the law. Lots of people contest wills (or try to) even though the law does not support them because they just don't want to accept that someone left them out of a will. Changing the law won't make such people any more rational.

      Lynne

      Delete
  52. Lynne, I am not sure I understand when it comes to step-mothers or step-fathers. The daughter could pressure her mother to change the 'will' and essentially leave the father's children out or make changes that could greatly affect them?

    Did I miss something?

    Webeye

    ReplyDelete
    Replies
    1. No, I don't think you missed anything. It's true that people do try (and sometimes succeed) in pressuring a parent to change a will. This is called undue influence and is a well-established concept in wills law. If it appears to a beneficiary or family member that undue influence was exerted on the parent, then the will may be contested on that ground.

      Lynne

      Delete
    2. Thanks so much for your discussion with respect to my initial inquiry. The most frustrating and heart-breaking part about the whole situation is that our focus should be upon our step-mother, together with a renewed sense of further loss and grief for our father. Thanks again.

      Delete
  53. Not directly related but helpful nonetheless.

    Lynne, your bloggers might find this of interest. It reminds me of my Estate Mess.

    Webeye
    Estate mess comes with lessons for the rest of us -TIM CESTNICK G&M Feb 7, 2020
    https://www.theglobeandmail.com/investing/personal-finance/taxes/article-estate-mess-comes-with-lessons-for-the-rest-of-us/

    ReplyDelete
    Replies
    1. Thanks, Webeye. I went to the link and read the article, and it's very good (no surprise there, Tim Cestnick knows his stuff).

      I've run into several cases in which separation agreements butt heads with wills. Part of the problem, IMO, is that people think "I have no claim against the estate" means the same as "I cannot inherit from the estate". It's an area that needs much more clarity.

      Lynne

      Delete
  54. Thank you for your blog regarding estates/wills. I received today a letter from the executor who is handling my family member's estate. The solicitor's letter indicated he was enclosing a copy or partial copy of the will. (Note: probate has not yet been finalized through the courts). A partial copy of the will was included but the names of other beneficiaries were removed - it was obvious from the blank spaces in the will. I find it odd that only a portion of the will was send to me rather than a full list of all beneficiaries. Is this a normal procedure? Should I assume that I need to wait on the probate/courts in order to see the contents of the full will? Thank you.

    ReplyDelete
    Replies
    1. It is normal to block out the names of other beneficiaries if you are a specific beneficiary and not a residuary beneficiary. It is very unusual to block out names if you are a residuary beneficiary. If you are, and this has been done, I assume there is some unusual need for privacy for someone. As you've said, once the probate has been processed by the court, you can satisfy your curiosity by obtaining a copy of the will from them. They won't send you one automatically; you'll have to go there and get a copy.

      Lynne

      Delete
  55. Lynne.

    Is Probate Tax a Legal Issue as well as an Accounting issue? What happens if a Beneficiary is witholding Estate monies that belong to the Estate. Should these monies be in the Estate Bank Account? What if those monies are in the Personal Account of a Beneficiary?

    Webeye

    ReplyDelete
  56. I was told in my mom’s will I’m receiving an equal share of everything with my five siblings. Can i get a copy of the will pre probate at the BC Wills Registry? Or only post-probate at the SCBC?

    ReplyDelete
    Replies
    1. Hi Carl,
      I'm not overly familiar with the BC wills registry but I would be astonished if they released a copy of someone's will pre-probate. That would go directly against all privacy and confidentiality principles.

      Lynne

      Delete
  57. Is the Will public record once it's submitted to the courts for probate or at the end of the probate process. I'm in Newfoundland. I've been told I'm a beneficiary but the Executor refuses to give me a copy of the Will.

    ReplyDelete
  58. Yes, it's available to the public once it is filed at the probate court. Here in NL we can get them online. Go the website for the Supreme Court of NL, go to General Division, and look for the menu for estate searches. You will have to enter the name and approximate date of birth for the deceased. If there is a hit that you believe matches, you pay $20 and can have a copy of everything they have.

    Lynne

    ReplyDelete
  59. Ontario-How to Find a Will in Court Records
    Most Recent Update:
    April 2019
    http://www.archives.gov.on.ca/en/access/documents/research_guide_206_wills.pdf

    ReplyDelete
  60. My father's wife just recently passed away leaving her only daughter as executor of the will and POV. I was do executor untill I had plans to move away. At that time I was removed because she figured I would be to far away to help. The will had stated that all assets except for a few items of personal interest to us both were to be sold and split evenly.

    Now that she has passed her daughter is pretty well treating everything as hers. I am trying to help her but she insists on doing everything herself. I have told her several times not to do anything until she talks to a lawyer and he will guide her through what needs to be done. She lives in the property that should be sold and pretty well considers it hers. The same goes for all the assets. They few items that my stepmother left to me directly, I'm certain I will get but as for assets I'm hoping lawyer will explain to her or everything will be gone. I'm at a loss for what to do here. She really does not understand finances or even simple budgets.

    I do understand why her mother left her in charge to protect her daughter but I really don,t think she thought she would react this way. I don't want to eat up the estate in legal fees over this. I'm not sure what to do

    ReplyDelete
  61. Lynne,
    Is there a breakdown as to how many Testator's don't tell Executor's that they have been chosen? How many ask the chosen person if they want to be the Executor? How many refuse?

    Even if the Estate is not a mess, it can still end up in a mess due to disgruntled beneficiaries, lawyers and others. I speak from experience....15 years of it, and still ongoing. I am the Executor of a Simple and Modest Estate. I was never asked, let alone told, that I was the Executor. I found out when I was handed an opened envelope with the Will by a beneficiary who got it from a SDBox. Who opened the envelope? That beneficiary looked after a parent and lived with the parent in the parents home. If I had been asked, I would not have refused my parents. TBC

    Webeye

    ReplyDelete
    Replies
    1. Webeye, I wish I had those stats. I only know of anecdotes, some from my own practice and some from other lawyers I know. Most of us are pretty diligent about telling our clients to ask their executors first, but I honestly couldn't say whether all clients take that advice.

      Lynne

      Delete
  62. How can I find out if a will has been registered in the courts

    ReplyDelete
    Replies
    1. Hi Beverley,
      If the person who owns the will is still alive, there is virtually no chance that it is registered at any court.

      If the person has passed away, you can find out by contacting the superior court (either Supreme Court or Queen's Bench, depending on where you live) and asking them to search her name for you. Check the links section of this blog because I have put up links for probate searches for most provinces and territories.

      Keep in mind that not every will is registered (i.e. sent to the court for probate) because it is not required in every case.

      Lynne

      Delete
  63. Keep in mind that not every will is registered (i.e. sent to the court for probate) because it is not required in every case.[LB]
    Lynne,
    Why is it not required in every case? ie.Ontario
    Webeye

    ReplyDelete

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