I'm attaching a link to an article by Elaine Blades of Scotia Private Client Group, which I especially like because Elaine speaks in a straightforward way that really gets her point across. In this article - click here to read it - she talks about two things that people tend to do with their estate planning because they think they are shortcuts. Unfortunately, the shortcuts tend to backfire in ways that people just didn't foresee. I bet you anything that when you read this article you'll recognize them as things you or your parents have done or you were thinking of doing with your own planning. One involves joint property and the other involves keeping things too simple. I highly recommend reading this one.