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Friday, November 4, 2011

Not everyone needs life insurance

According to, not everyone needs life insurance. Do you know whether you are among those who need it, or those who do not? Click here to read this article by Nelson Smith.

I agree with Mr. Smith's comments but would like to add that you likely will hear life insurance mentioned during your estate planning process. Life insurance proceeds are used to pay expenses, pay debts or taxes, create legacies, pay out shareholders of private companies, and to equalize inheritance among children. In other words, your life insurance needs may change over time.

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